Disciplined Investment Management
Individual portfolios. Managed by us.
We manage individual stock and bond portfolios rather than outsourcing investment management to a third party.
Our approach is focused on in-depth analysis, relative value and long-term thinking. While clients generally own many of the same investments, each portfolio is individually managed based on the client's financial plan, tax considerations, cash needs and individual circumstances.
Equities
Miles Green CFA, Financial Advisor, leads our equity strategy, investing primarily in individual companies we believe have strong businesses, attractive long-term prospects and compelling valuations. Miles conducts fundamental analysis while also drawing on equity research from RBC and other leading Wall Street firms. Our analysis is, focused on cash
flow - how much a company generates, how effectively it reinvests that cash in the business and how much it returns to shareholders through dividends and other means.
We consider what we believe a company may be worth looking several years ahead and compare that value with its current market price. The greater the uncertainty or slower the expected growth, the greater the discount we generally seek before investing.
Equity portfolios generally hold 40 to 50 individual positions, providing diversification while allowing us to maintain a high level of conviction in the companies we own. Portfolios have a significant emphasis on U.S. large-cap companies, complemented by mid-cap, small-cap and international investments as appropriate.
Fixed income
David Henwood CFA, Financial Advisor leads our fixed income strategy, investing primarily in individual investment-grade bonds.
We look for relative value across maturities and sectors, considering interest rates, credit quality, income, diversification and each client's individual circumstances. Our investment process is supported by the depth of RBC's fixed income platform, which provides research and insights across a broad range of fixed income sectors and securities. We use those resources alongside our own analysis to identify opportunities and make individual portfolio decisions. We utilize both taxable and tax-exempt bonds based on the clients best interest.
Tax-considerate investing
Taxes matter.
That's why tax considerations are incorporated throughout our investment process.
From long-term holding periods and tax-loss opportunities to transitioning appreciated investments., We seek to make thoughtful decisions designed to support your long-term goals.
Personalized advice
Your financial life doesn't stand still. Neither does your plan.
We meet with every client at least annually - and more often whenever life or markets create new opportunities or challenges. When something important changes, we're here to help you make confident financial decisions.
Resources when you need them
As your needs evolve, so can the resources available to you. Through RBC Wealth Management, clients have access to specialized planning resources, lending solutions, trust and estate resources, insurance specialists. and, for qualifying relationships, the additional ultra-high net worth capabilities built to serve you.
A long-term relationship
We believe successful wealth management isn't built on short-term market predictions.
It's built on disciplined investment management, thoughtful planning and trusted relationships developed over time.
Meet our team
